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Don't Overpay For Your Mortgage! Utilize Our Wholesale Rates

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It's Pretty Simple: Low Overhead + Low Margins = Low Rates! Over 23 years ago, after working for large banks and mortgage banking companies, I figured out how to operate a mortgage company using a business model which allows us to offer ultra-low interest rates for our clients.  We utilize extremely low operating costs and margins. Also, by receiving Wholesale Interest Rates and, as the sole-owner/loan officer, I personally control our pricing model which keeps our rates very low versus the competition as we have cut out layers of extra loan officer commissions and expenses. Thus, passing these savings on to our clients via lower rates. Combined with our Free Interest Rate Floatdown Option we help our clients obtain the lowest possible rates prior to closing. We are extremely aggressive on Jumbo, Conforming and High Balance Fannie Mae/Freddie Mac, USDA, FHA and VA saleable loans. To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, P

Alternative/Portfolio/Private Underwriting Guidelines - Currently Available!

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  Even though our business model focuses on offering Fannie Mae/Freddie Mac and FHA/VA interest rates generally .25-50% lower than the competition we also offer these loan options to help your buyer's secure financing: * IRA distribution income no seasoning *Utilize Liquid Assets in Lieu of Income for Qualifying *Clients Over 55+ Years Old With Low Income- Utilize a Reverse Mortgage for Purchase *Cross Collateral Loan Program (No Downpayment Required) *Portfolio Underwriting (Common Sense Guidelines) *Private Lending  (No Income Verification and Equity Based Available) Feel free to contact me or visit us at   www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Residential-Porfolio-Private-Reverse Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CA CFL #603J043 / NMLS# 175743 179756

Recently Closed Portfolio and Private Loans

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Recently Funded Private and Portfolio Loans $3,000,000 first mortgage purchase cross-collateralization loan 30 year fixed.  Single Family.  100% financing.  Total packaged Ltv 54%. $256,000 first mortgage refinance bridge loan .  12 month term interest only. Single Family.  Ltv 11%.   $525,000 second mortgage refinance bridge loan .  12 month interest only.  Single Family.  Cltv 33%. $848,000 first mortgage purchase cross-collateralization loan 30 year fixed.  Single Family.  100% financing. Total packaged Ltv 63%.   Contact Us With Any Questions www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender  

New Conforming Loan Limits of $766,550 - $1,149,825 Now Available!

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  FHFA has increased loan limits for 2024! We can now offer conventional conforming loans up to $766,550 and up to  $1,149,825 in High Cost areas. We are extremely aggressive on our Conforming and High Balance Fannie Mae/Freddie Mac, USDA, FHA and VA saleable loans. To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660

Jumbo Reverse mortgages for ages 55+ with loan amounts up to $4 million

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  We offer J umb o Reverse  mortgages (HomeSafe *  for age 55+) - loan amounts  up to $4 million , and  principal limits as low as $200,000 !   HomeSafe Jumbo Reverse * : lower rates and higher LTVs. It’s worth a look! Prrograms to offer your senior clients: Reverse Opportunities:  FHA HECM, Reverse Jumbo, Stand-alone Reverse 2 nd  and EquityAvail (Hybrid Reverse). Purchase or Refinance, Fixed or Adjustable rates with a line of credit. To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Commercial - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660    mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Private Money Owner Occupied and Investor Loans

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Private Loan Options Available  Programs Offered Private Lending Underwriting (Common Sense) - Owner Occupied and Investor Assets, Rents and Bank Deposits allowed to be used for income  Foreign National options  Cross Collateralization  Property Types Residential Single Family,  Condominium, Townhome Office, Retail, Multifamily, Industrial and Mini-Storage Loan Amounts from $50,000 - $2,000,000 Rates, Fees and Terms Vary Depending On Scenario If you are interested in discussing private lending or any other mortgage need, please contact me today. Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Our Speciality Loan Programs

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  Even though standard mortgages are our forte we also offer Speciality Loan Programs including: Refinance or Buyouts of Loan Notes (including Seller Carryback) Cross Collateralization Loan (Purchase before you Sell) Nationwide Business and Commercial Lending Marketplace (One Application) Direct Capital Lending  Trust Company Lending  (Loan amounts up to $75,000,000 for Rental Portfolios and Multi-Family) To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

VA Loans - No Downpayment and No PMI Required

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  To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660

Seller/Owner Financing - Refinance and Note Buyout Loan Options Available!

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Seller/Owner Financing - Refinance and Note Buyout Loan Options Available! Programs available for homeowners to refinance out of the seller's carryback loan and into a permanent mortgage.  Options also available for the seller where their carryback/seller financing loan is purchased in part or in full so that they can get their cash back sooner! Property Types: Investor 1-4 (SFR, Condo, and 2-4 Units) Multi-Family (5+ Units) Mixed-Use Commercial (Office, Retail, Warehouse, Self-Storage) To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N. Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr #150 Newport Beach, CA 92660 Lending in Arizona and California    mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Refinance or Purchase Buyouts of Seller Carryback/Owner Financing Loan Notes

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Seller Carryback/Owner Financing Loans and Mortgage Notes As part of our In-House product line we are able to help refinance or buyout seller carryback/owner financing loans and real estate assets for clients who want to liquidate . Types or Loans/Notes Performing and Non-Performing 1st and 2nd Notes/Deeds of Trust Secured by Real Estate (Residential and Commercial) from individuals and businesses (Seller Carryback and Owner Financing) Land Contracts Real estate loan buyouts (partial and whole)  Reasons For Clients to Refinance or Sell Their Note New Investment Opportunities  College Tuition  Pay Off Debt Divorce Settlement Estate Settlement  Prefer Cash Liquidity  If you have any questions please let me know www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660

Nationwide Business and Commercial Lending (With Only One Application!)

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NATIONWIDE BUSINESS AND COMMERCIAL LENDING  CONTACT US WITH ANY QUESTIONS   FAST CAPITAL We offer multiple financing options for businesses including  Term Loans ,  SBA Loans ,  Advances ,  Credit Lines , and more! We can even consider borrowers turned down by other lenders due to low credit or other financing barriers. Funds can be used for any business purpose such as to buy or start a business, for working capital, or to consolidate debt or merchant cash advances. $1,000 to $500,000+ No Min. Credit Score Competitive Financing Rates No Collateral Required Streamlined Underwriting No Min. Revenue Required No Min. Time in Business Most Business Types Eligible Nationwide Financing Same-Day Funding Available CREDIT LINES Are you seeking flexible access to capital, where you  pay only for the funds you need ? A revolving business line of credit operates like a credit card, usually offering a  higher credit limit  and  lower interest rate , and you pay interest and fees  solely  on the fun