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Friday, October 11, 2019

"Don’t Overpay For Your Mortgage"

Mortgage Quest Logo

It's Pretty Simple: Low Overhead + Low Margins = Low Rates


Over 19 years ago, after working for large banks and mortgage banking companies, I figured out how to operate a mortgage company utilizing a business model which allows us to offer ultra-low interest rates for our clients.  As the owner I control our pricing model which keeps our rates generally .25-.50%+ lower than the competition!  Also, we are able to offer free and unlimited rate floatdowns after a loan is locked ensuring the lowest rate possible for our clients.

To see how we operate differently visit us at:



Call Toll Free 800 328-0144 or
Email  McCormicklending@gmail.com

Bob McCormick, President

Lending in Arizona and California 


nmls 175743 azmb 0903631  cadbo 603J043 Equal Housing Lender

Tuesday, October 8, 2019

Low Cost Bridge Loans Available (purchase before selling and remove contingency)

Mortgage Quest
a dba of McCormick Lending Group, Inc.


We offer In-House Bridge Loans for borrowers who want to purchase a new property prior to selling their current property.  Great rates, flexible terms and no upfront cost or monthly payment options available!  

Bob McCormick, President

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 Lending in Arizona and California
"Don't Overpay For Your Mortgage"



mb0903631 nmls175743 nmls179756 Cadoc603J043  Equal Housing Lender

Tuesday, October 1, 2019

Wholesale Interest Rates For Our Clients


Mortgage Quest
a dba of McCormick Lending Group, Inc.

"Don't Overpay For Your Mortgage"

We have business relationship agreements with several banks, mortgage wholesalers and mortgage banks. Being that we handle the origination and loan processing for these sources we receive Wholesale Interest Rates which are discounted from Retail Rates (rates offered from bank branches, direct mortgage lenders, retail mortgage bankers, etc.).

As the sole owner/loan officer I control our pricing model and do not need to mark up or "pad" these low rates as there are no loan officer employee commission splits/overhead, etc. Thus, these rates are passed on to my clients generally saving them .25-.50% or more on their rate versus the competition (with the same or lower fees).


Click Here For A Quick Rate Quote

Bob McCormick, President

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Toll Free 800-328-0144 
Email - McCormickLending@Gmail.Com

www.McCormickLendingGroup.com
 Lending in Arizona and California 




NMLS 175743 AZ 0903631 CACFL 603J043

Monday, September 30, 2019

Alternative Underwriting Guidelines - Portfolio Loan Programs


Mortgage Quest
a dba of McCormick Lending Group, Inc.


Even though our business model focuses on offering interest rates generally .25-50% lower than the competition we also offer these loan options to help your buyer's secure financing:

*Utilize Bank Statement Deposits For Income (No Tax Returns)

*Bridge Loans Available for Clients Needing to Purchase Before Selling

*Clients Over 62 Years Old With Low Income- Utilize a Reverse Mortgage for Purchase

*Liquid Assets in Lieu of Income for Qualifying


*Limited Seasoning After Bankruptcy, Foreclosure or Short Sale

*Rental property purchase without income verification 

*Quick Closing Private Money Loans


Feel free to contact me or visit us at www.McCormickLendingGroup.com 

Bob McCormick, President

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Toll Free 800-328-0144

 Lending in Arizona and California

"Don't Overpay For Your Mortgage"


AZMB#0903631 / CFL #603J043 / CO ID #20161226406 / NMLS #175743

Toll Free: (800) 328-0144 Fax: (888) 570-6740


Equal Housing Lender  

Friday, September 6, 2019

No Tax Return Verification Owner Occupied Purchase Loan




Mortgage Quest
a dba of McCormick Lending Group, Inc.


No Tax Return Verification Owner Occupied Purchase Loan

Program Details: 

• Income is ATTESTED to and DECLARED
• U.S. residents 
• 75% LTV max purchase • 70% LTV max refi (r/t & cash out) 
• No charge offs, collections or tax liens
• Reserve funds are not required 
• Most recent personal account’s bank statement 
• Cash out is unlimited 
• SFR / Condo / Townhouse property types 
• First-time home buyers OK 
• Owner occupied only

Bob McCormick, President

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Toll Free 800-328-0144 

www.McCormickLendingGroup.com
 Lending in Arizona and California 

"Don't Overpay For Your Mortgage"

mb0903631 nmls175743 nmls179756 Cadoc603J043  Equal Housing Lender

Tuesday, September 3, 2019

How to save $20,916 on your mortgage loan!

Mortgage Quest
a dba of McCormick Lending Group, Inc.


Did you know that you will pay $20,916 over the life of a mortgage loan for every .25% higher interest rate charged?*


"Don't Overpay For Your Mortgage"

Having worked for a few of the large banks and mortgage banking firms prior to starting Mortgage Quest in May 2000, I learned how and why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions, large rent/office space, several layers of management, extra quality control costs due to large staffing, etc.

Mortgage Quest was established with a business model that has reduced these large expenses so that our operating margins are the lowest in the industry and the need to mark-up interest rates was eliminated:
  • I personally controlling our pricing model which generally saves our clients up to .25% - .50% or more on their rate versus the competition.

Visit us at www.McCormickLendingGroup.com to see how we operate differently than other banks and lenders.


Bob McCormick, President

Toll Free 800-328-0144
Email- McCormickLending@gmail.com




* Example based on a 4% versus 4.50%, 30 year fixed rate loan at $400,000 loan amount.  Savings will depend on loan amount, term and rate

NMLS 175743 AZMB 0903631 CADBO 602J043  Equal Housing Lender

Sunday, September 1, 2019

Utilize A Reverse Mortgage When Purchasing (No Income Verification)*

Mortgage Quest
a dba of McCormick Lending Group, Inc.


Reverse Mortgage For Purchase

  • For borrowers over 62 years old looking to purchase 
  • Only have to prove ability to pay annual property taxes and insurance
  • Perfect for buyers that do not qualify under standard income guidelines (Fixed Income, High Debt Ratios, etc.)
  • No closing cost loans available!



Bob McCormick, President

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Toll Free 800-328-0144 



 Lending in Arizona and California 

"Don't Overpay For Your Mortgage"


mb0903631 nmls175743 nmls179756 Cadoc603J043