.

    It's Pretty Simple: Low Overhead + Low Margins = Low Rates! Over 22 years ago, after working for large banks and mortgage banking companies, I figured out how to operate a mortgage company using a business model which allows us to offer ultra-low interest rates for our clients.  We utilize extremely low operating costs and margins. Also, by receiving Wholesale Interest Rates and as the sole-owner/loan officer I personally control our pricing model which keeps our rates very low versus the competition. Combined with our Free Interest Rate Floatdown Option we help our clients obtain the lowest possible rates prior to closing. We are extremely aggressive on our Conforming and High Balance Fannie Mae/Freddie Mac, USDA, FHA and VA saleable loans. To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wri

In-House Private and A+ Paper Portfolio Loan Underwriting Options Available  Programs Offered Private and Portfolio Underwriting (Common Sense) - Owner Occupied and Investor Up to 80% loan to value (100% cltv) Assets, Rents and Bank Deposits allowed to be used for income  Foreign National options  Cross Collateralization (In Lieu of Bridge Loan - Remove Contingency) Property Types Residential Single Family, Condominium, Townhome Office, Retail, Multifamily, Industrial and Mini-Storage Raw Land/Lots If you are interested in discussing private and portfolio lending or any other mortgage need, please contact me today. Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

  As the owner of Mortgage Quest I personally control out pricing model and can offer extremeiy low margins on costs on our Reverse Mortgages to help preserve as much equity as possible over the life of the loan. With this Fixed Rate Option the rate never changes and does not have the 2% financed FHA Mortgage Insurance Use equity for Tax Free Liquidity versus liquidating asset accounts  For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance Borrowers always keep title to their home To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660    mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

  In-House Private and A+ Paper Portfolio Loan Underwriting Options Available  Programs Offered Private and Portfolio Underwriting (Common Sense) - Owner Occupied and Investor Up to 80% loan to value (100% cltv) Assets, Rents and Bank Deposits allowed to be used for income  Foreign National options  Cross Collateralization (In Lieu of Bridge Loan - Remove Contingency) Property Types Residential Single Family, Condominium, Townhome Office, Retail, Multifamily, Industrial and Mini-Storage Raw Land/Lots If you are interested in discussing private and portfolio lending or any other mortgage need, please contact me today. Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

                                                                                       Cross Collateral Loan Program with A+ paper rates This program allows our clients to use the equity in their current home to purchase or construct a new home by obtaining ONE loan against the new property and the existing property combined.  When the existing property is sold and the principal balance is reduced the exisiting property is released and the loan is re-amortized over the remaining term; No refinancing is needed! ONE loan, which is secured by the new property and current residence May be able to borrower up to 100% of the new home and closing costs Provides ability to make a non-contingent offer Feel free to contact me or visit us at  www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Email   McCormickLending@gmail.com Residential-Portfolio-Private-Reverse Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporat

      How We Can O ffer Extremely  Low Rates For Our Clients! Over 22 years ago, after working for large banks and mortgage banking companies, I figured out how to operate a mortgage company using a business model which allows us to offer ultra-low interest rates for our clients.  We utilize extremely low operating costs and margins. Also, by receiving Wholesale Interest Rates and as the sole-owner/loan officer I personally control our pricing model which keeps our rates very low versus the competition. To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Conventional - Government - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660    mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

      FlexTerm Loan Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment. KEY FEATURES 30-year fixed rate. Interest-only payments up to 10 years. Great for qualifying self-employed investors and small business owners. Based on property value, not personal income. Best alternative to hard money loans. PROPERTY TYPES Investor 1-4 (SFR, Condo, and 2-4 Units) Multi-Family (5+ Units) Mixed-Use Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive) Fast50 Loan A low LTV loan with easy credit requirements. Designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification. KEY FEATURES Streamlined underwriting. No seasoning of ownership required. Improved pricing compared to our FlexTerm program. Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years. PROPERTY TYPES Investor 1-4 (SFR, Condo, and 2-4 Units) Multi-Family (5+ Units) Mix

  Even though our business model focuses on offering Fannie Mae/Freddie Mac and FHA/VA interest rates generally .25-50% lower than the competition we also offer these loan options to help your buyer's secure financing: * IRA distribution income no seasoning *Utilize Liquid Assets in Lieu of Income for Qualifying *Clients Over 55+ Years Old With Low Income- Utilize a Reverse Mortgage for Purchase *Cross Collateral  Loan Program (No Downpayment Required) *Portfolio Underwriting (Common Sense Guidelines) *Private Lending  (No Income Verification and Equity Based Available) Bridge Loans (Purchase before selling current home) Feel free to contact me or visit us at   www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Residential-Porfolio-Private-Reverse Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CA CFL #603J043 / NMLS# 175743 179756

As the owner of Mortgage Quest I personally control our pricing model and have extremely low  margins and costs for our clients! We offer  extremely low margins and costs  on our Reverse Mortgages  to help preserve as much equity as possible  over the life of the loan (most reverse mortgage lenders do not offer this as they want to maximize their own profit) For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance You always keep title and own your home Access to a Line of Credit that grows over time No Origination, Title and Underwriting Fee Options Available Visit our website to learn more! Bob McCormick, President Office 800-328-0144 Email Me Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 Residential-Portfolio-Private-Reverse mb0903631 nmls175743 nmls179756    mlo #179756  Cadoc603J043  EQUAL HOUSI