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*In-House Private Lending   (No Income Verification and Equity Based) (Up To $3,000,000) *Portfolio Underwriting  (Common Sense Guidelines) *Cross Collateral Loan Options  (No Downpayment Required) *Residential and Commercial Properties *Portfolio and Trust  (up to $25,000,000) Feel free to contact me or visit us at   www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Residential-Porfolio-Private-Reverse Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CA CFL #603J043 / NMLS# 175743 179756

Bank Statement or Asset Depletion Qualifying Take Advantage of tax write-offs for self-employed borrowers Use personal or business bank statements 12 or 24 month bank statement options Less than 30 day turn time As little as 10% down Credit score as low as 620 Loans up to $3,000,000 Up to 50% DTI Contact Us With Any Questions Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Residential-Portfolio-Private-Reverse 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Home Equity Line of Credit and Fixed Rate Home Equity Loans Available Utilize home equity without refinancing your first mortgage for high interest rate debt consolidation, home improvement, college tuition, etc . CLTV' s to 95% and DTIs to 50% on owner occupied homes 85% CLTV on investment properties & second homes Adjustable rate HELOCs, fixed rate Home Equity Loans Piggyback purchases & refis, standalone 2nds, and 1st lien HELOCs Maximum Line/Loan Amount is $500,000 If you have any questions regarding these or any other mortgage option please let me know. Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Residential-Portfolio-Private-Reverse 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Nationwide  Commercial and Investor Lending Options  Available Since May 2000 we have utilized our own internal funding or partnerships with domestic banks, GSE's (Fannie Mae, Freddie Mac), HUD, CMBS, midsize to large insurance companies, wholesale conduit lenders, portfolio, private and equity capital companies. We have the resources available to accommodate most every commercial and investor property loan situation with our streamlined process.  In-House Quick Funding (up to $2,000,000) Loan amounts range from $50,000 to over $15,000,000. (Up to $50,000,000 for Multifamily and Rental Portfolios) Programs Offered Conventional and Non-Bank Commercial Portfolio and Private Lending Insurance Company Lending Trust Lenders Commercial Construction Mezzanine/Bridge Loans Joint Venture  Property and/or Business Types Sfr, Condo and 1-4 Units  Retail Multifamily Industrial Mini-Storage Rental Portfolios Raw Land/Lots Office Mixed-Use Single-Tenant Mobile Home Parks SBA - 7(a), Express, Wor

First-Time Home Buyer Government Programs for 2024 Buying your first home can be challenging, especially when it comes to getting approved for a mortgage and coming up with the down payment. Thankfully, there are plenty of first-time home buyer government programs that can make things easier. Government loans for first-time home buyers There are several government loan options that are worth exploring if you need a little extra help qualifying for a mortgage: FHA loan:  580 credit score, 3.5% down HomeReady and Home Possible:  620-660 credit score, 3% down VA loan:  580-620 credit score, 0% down USDA loan:  640 credit score, 0% down FHA home loan FHA loans can help if you can’t afford a traditional 20% down payment or have a less-than-perfect credit score. You can put down as little as 3.5% at closing with an FHA loan.  These loans have more flexible underwriting standards and are insured by the Federal Housing Administration and issued by an FHA-approved lender. Credit score : FICO sc

As the owner of Mortgage Quest I personally control out pricing model.  This allows us to offer extremeiy low margins and costs on our Reverse Mortgages helping preserve as much equity as possible over the life of the loan. Equity disbursement is Tax Free With the Fixed rate option the rate never changes and does not have the 2% financed FHA Mortgage Insurance Use equity for Tax Free Liquidity versus liquidating asset accounts  For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance Borrowers always keep title to their home No Prepayment Penalty To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660    mb0903631 nmls175743 nmls179756

Recently Funded Private and Portfolio Loans $3,000,000 first mortgage purchase cross-collateralization loan 30 year fixed.  Single Family.  100% financing.  Total packaged Ltv 54%. $256,000 first mortgage refinance bridge loan .  12 month term interest only. Single Family.  Ltv 11%.   $525,000 second mortgage refinance bridge loan .  12 month interest only.  Single Family.  Cltv 33%. $848,000 first mortgage purchase cross-collateralization loan 30 year fixed.  Single Family.  100% financing. Total packaged Ltv 63%.   Contact Us With Any Questions www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender