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Investor and Commercial Property Lending (Full, Alternative and No Doc Asset-Based)

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Investor and Commercial Property Lending We utilize the same low cost pricing model as we offer our residential customers. By using our own internal funding or partnerships with banks, midsize to large insurance companies, wholesale conduit lenders, equity capital companies as well as private individual/money lenders we have the resources available to accommodate most every commercial and investor property loan situation with our streamlined process at unmatched rates and fees. Programs Offered Conventional and Non-Bank Commercial Financing Portfolio Lending (Stated Income, Bank Statements, Low Fico, DSCR) Private Lending (No Fico, No Doc, Equity Based) Construction Mezzanine/Bridge Loans Joint Venture Bridge Loans Property Types Office, Retail, Multifamily, Industrial and Mini-Storage Raw Land/Lots, Farms Residential Single Family, Condominium, Townhome If you are interested in discussing any mortgage need please contact me today. Visit us at  www.McCormickLendingGroup.com Bob McCormi

Alternative/Portfolio/Private/Bridge Underwriting Guidelines - Currently Available!

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  Even though our business model focuses on offering Fannie Mae/Freddie Mac and FHA/VA interest rates generally .25-50% lower than the competition we also offer these loan options to help your buyer's secure financing: * IRA distribution income no seasoning *Utilize Liquid Assets in Lieu of Income for Qualifying *Clients Over 55+ Years Old With Low Income- Utilize a Reverse Mortgage for Purchase *Cross Collateral  Loan Program (No Downpayment Required) *Portfolio Underwriting (Common Sense Guidelines) *Private Lending  (No Income Verification and Equity Based Available) Bridge Loans (Purchase before selling current home) Feel free to contact me or visit us at   www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Residential-Porfolio-Private-Reverse Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CA CFL #603J043 / NMLS# 175743 179756

Seller/Owner Financing - Refinance and Note Buyout Loan Options Available!

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Seller/Owner Financing - Refinance and Note Buyout Loan Options Available! Programs available for homeowners to refinance out of the seller's carryback loan and into a permanent mortgage.  Options also available for the seller where their carryback/seller financing loan is purchased in part or in full so that they can get their cash back sooner! Property Types: Investor 1-4 (SFR, Condo, and 2-4 Units) Multi-Family (5+ Units) Mixed-Use Commercial (Office, Retail, Warehouse, Self-Storage) To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N. Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr #150 Newport Beach, CA 92660 Lending in Arizona and California    mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Reverse Mortgages With No Origination Fees and Interest Rate Caps!

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As the owner of Mortgage Quest I personally control our pricing model and have extremely low  margins and costs for our clients! We offer  extremely low margins and costs  on our Reverse Mortgages  to help preserve as much equity as possible  over the life of the loan (most reverse mortgage lenders do not offer this as they want to maximize their own profit) For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance You always keep title and own your home Access to a Line of Credit that grows over time No Origination, Title and Underwriting Fee Options Available Visit our website to learn more! Bob McCormick, President Office 800-328-0144 Email Me Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 Residential-Portfolio-Private-Reverse mb0903631 nmls175743 nmls179756    mlo #179756  Cadoc603J043  EQUAL HOUSI

New Conforming Loan Limits Now Available Up To $726,200!

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  We can now close the new 2023 conforming Fannie Mae/Freddie Mac loan limits of $726,200! Underwriting benefits vs a Jumbo Loan: Lower Downpayments Lower Fico Scores Allowed Lower Reserves Required Lower Income Requirements for Self Employed To see how we operate differently visit us at: www.McCormickLendingGroup.com Residential-Portfolio-Private-Reverse     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N. Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr #150 Newport Beach, CA 92660 Lending in Arizona and California    mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Non-QM (Bank Statement or Asset Depletion) Qualifying

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  Non-QM (Bank Statement or Asset Depletion) Qualifying Take Advantage of tax write-offs for self-employed borrowers Use personal or business bank statements 12 or 24 month bank statement options Less than 30 day turn time As little as 10% down Credit score as low as 620 Loans up to $3,000,000 Up to 50% DTI Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Residential-Portfolio-Private-Reverse 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Finance Rental Properties With DSCR (Debt Service Coverage Ratio)

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What is a DSCR Loan? Debt service coverage ratio loan Based on the cash flow/lease of a rental property and the loan payment No tax or personal income documents needed Much easier to qualify for than traditional mortgages Covers all types of rental properties Feel free to contact me or visit us at   www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Residential-Porfolio-Private-Reverse Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CA CFL #603J043 / NMLS# 175743 179756

Heloc's Available (Up to 90% Cltv and Investment Property Options)

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  Home Equity Line of Credit and Fixed Rate Heloans Available CLTV' s to 90%  and DTIs to 50% Fixed-rate Heloc down to 620 fico   80% CLTV on investment properties & second homes Adjustable rate HELOCs, fixed rate Home Equity Loans, and Bridge Loans Piggyback purchases & refis, standalone 2nds, and 1st lien HELOCs Maximum Line/Loan Amount is $500,000 Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Residential-Portfolio-Private-Reverse 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

"Don't Overpay For Your Mortgage" (Utilize Our Wholesale Rates)!

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  It's Pretty Simple: Low Overhead + Low Margins = Low Rates! Over 22 years ago, after working for large banks and mortgage banking companies, I figured out how to operate a mortgage company using a business model which allows us to offer ultra-low interest rates for our clients.  We utilize extremely low operating costs and margins. Also, by receiving Wholesale Interest Rates and as the sole-owner/loan officer I personally control our pricing model which keeps our rates very low versus the competition. Combined with our Free Interest Rate Floatdown Option we help our clients obtain the lowest possible rates prior to closing. We are extremely aggressive on our Conforming and High Balance Fannie Mae/Freddie Mac, USDA, FHA and VA saleable loans. To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wrigh

Our Cross Collateral Loan Program with A-Paper Rates (in lieu of a Bridge Loan)

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                                                                                       Cross Collateral Loan Program with A+ paper rates This program allows our clients to use the equity in their current home to purchase or construct a new home by obtaining ONE loan against the new property and the existing property combined.  When the existing property is sold and the principal balance is reduced the exisiting property is released and the loan is re-amortized over the remaining term; No refinancing is needed! ONE loan, which is secured by the new property and current residence May be able to borrower up to 100% of the new home and closing costs Provides ability to make a non-contingent offer Feel free to contact me or visit us at  www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Email   McCormickLending@gmail.com Residential-Portfolio-Private-Reverse Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporat