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Don't Overpay For Your Mortgage! Utilize Our Wholesale Rates

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It's Pretty Simple: Low Overhead + Low Margins = Low Rates! We offer the same pricing model for our Residential-Commercial-Portfolio-Private-Reverse Loans Over 24 years ago, after working for large banks and mortgage banking companies, I figured out how to operate a mortgage company using a business model which allows us to offer ultra-low interest rates for our clients (Generally .25% - .50% lower than the competition with lower fees)! We utilize extremely low operating costs and margins. Also, by receiving Wholesale Interest Rates and, as the sole-owner/loan officer, I personally control our pricing model which keeps our rates very low versus the competition as we have cut out layers of extra loan officer commissions and expenses. Thus, passing these savings on to our clients via lower rates. Combined with our Free Interest Rate Floatdown Option we help our clients obtain the lowest possible rates. We are extremely aggressive on Jumbo, Conforming and High Balance Fannie Mae

Nationwide Commercial Lending Options

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Nationwide  Commercial and SBA Lending Options Since May 2000 we have utilized our own internal funding or partnerships with domestic banks, GSE's (Fannie Mae, Freddie Mac), HUD, CMBS, SBA, midsize to large insurance companies, wholesale conduit lenders, portfolio, private and equity capital companies.  We have the resources and specialized relationships available to accommodate most every commercial and investor property loan situation with our streamlined process. Basically, we know who's, where's and why's to make sure that our clients receive the best financing option and source. In-House Direct Bridge Funding  (Owner-Occupied and Investor) up to $2,500,000 6-24 month term Small Balance Low Doc D SCR Commercial and Investor up to $5,000,000 (Portfolio) Bank, Non-Bank, CMBS, Private Debt, Fannie/Freddie, Trust and LifeCo loan amounts range from $100,000 to $100,000,000+ (CMBS) SBA 7a and 504 Business Lending  (Up to $5,500,000) Programs Offered Conventional and Non-

Nationwide SBA Mortgage and Business Lending

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Nationwide SBA Lending Available! FAST CAPITAL PROGRAM We offer multiple financing options for businesses including  Term Loans ,  SBA Loans ,  Advances ,  Credit Lines , and more! We can even consider borrowers turned down by other lenders due to low credit or other financing barriers. Funds can be used for any business purpose such as to buy or start a business, for working capital, or to consolidate debt or merchant cash advances. $1,000 to $500,000+ No Min. Credit Score Competitive Financing Rates No Collateral Required Streamlined Underwriting No Min. Revenue Required No Min. Time in Business Most Business Types Eligible Nationwide Financing Same-Day Funding Available BUSINESS CREDIT LINES Are you seeking flexible access to capital, where you  pay only for the funds you need ? A revolving business line of credit operates like a credit card, usually offering a  higher credit limit  and  lower interest rate , and you pay interest and fees  solely  on the funds you utilize. You can p

In-House Private Lending Options (Residential and Commercial)

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In-House Direct Bridge Private Lending  (Residential and Commercial) Rates 7.99%-12.5% Points 1 to 3 Owner-Occupied (ATR) and Investment  Term 6-24 months Up to 75% LTV  No prepayment penalty options Cross Collateralization Available  First and Second Lien Positions Non-Recourse Portfolio loan amounts up to $5,000,000 and up to 30 year fixed terms (Investment Only) Residential and Commercial Properties   Office  Retail Hospitality Multi-Family Industrial Storage Single Family Condominiums Townhomes Construction Bridge  Feel free to contact me or visit us at   www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Residential-Commercial-Private 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CA CFL #603J043 / NMLS# 175743 179756

Adjustable and Fixed Rate Reverse Mortgage Options (Low Costs and Margins) preserving equity

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As the owner of Mortgage Quest I personally control out pricing model.  This allows us to offer extremeiy low margins and costs on our Reverse Mortgages helping preserve as much equity as possible over the life of the loan. Equity disbursement is Tax Free With the Fixed rate option the rate never changes and does not have the 2% financed FHA Mortgage Insurance Use equity for Tax Free Liquidity versus liquidating asset accounts  For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance Borrowers always keep title to their home No Prepayment Penalty To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660    mb0903631 nmls175743 nmls179756

In-House Direct Bridge Loans Available (purchase before selling and remove contingency)

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We offer Bridge Loans for borrowers who want to purchase a new property prior to selling their current property.  Great rates, flexible terms and no upfront cost or monthly payment options available!   * Purchase without a contingency *No need to liquidate savings or stock accounts *Options to defer monthly payments *Cross-Collateralization options  To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Cross Collateral Loan Program

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Cross Collateral Loan Program With A+ Rates This program allows our clients to use the equity in their current home to purchase or construct a new home by obtaining ONE loan against the new property and the existing property combined.   When the existing property is sold and the principal balance is reduced the exisiting property is released and the loan is re-amortized over the remaining term; No refinancing is needed! ONE loan, which is secured by the new property and current residence May be able to borrower up to 100% of the new home and closing costs Provides ability to make a non-contingent offer Feel free to contact me or visit us at  www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Email- McCormickLending@gmail.com   14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CFL #603J043 /  NMLS #175743 Toll Free: (800) 328-0144 Fax: (888) 570-6740

2025 Fannie Mae and Freddie Mac Conforming Loan Limits are Now Available!

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2025 Fannie Mae and Freddie Mac Conforming Loan Limits are Now Available! $802,650! 3% Minimum Down Payment For Owner Occupied Owner Occupied, Second Home and Investment 620 Minimum Fico Score Contact Us With Any Questions  www.McCormickLendingGroup.com   Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 "Don't Overpay For Your Mortgage!" mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Non-QM Bank Statement or Asset Depletion Loan Qualifying

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Bank Statement or Asset Depletion Qualifying Take Advantage of tax write-offs for self-employed borrowers Use personal or business bank statements 12 or 24 month bank statement options Less than 30 day turn time As little as 10% down Credit score as low as 620 Loans up to $3,000,000 Up to 50% DTI Contact Us With Any Questions Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Residential-Portfolio-Private-Reverse 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

VA Loans - No Downpayment and No PMI Required

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  To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660