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Friday, January 18, 2019

Low Overhead + Low Margins = Extremely Low Rates For Our Clients!

Mortgage Quest

a dba of McCormick Lending Group, Inc.


Having worked for a few of the large banks and mortgage banking firms prior to starting Mortgage Quest in May 2000, I learned how and why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions, large rent/office space, several layers of management, extra quality control costs due to large staffing, etc.

Mortgage Quest was established with a business model that has reduced these large expenses so that our operating margins are the lowest in the industry and the need to mark-up interest rates was eliminated:

  • By being the sole-owner/ loan originator for Mortgage Quest I control our pricing model and it is the lowest in the industry. Generally saving our clients up to .25% - .50% or more on their rate versus the competition. We are especially aggressive on VA, FHA and Fannie Mae / Freddie Mac loans.

Visit me at www.McCormickLendingGroup.com to see how I can offer this.  Also, I am always available if you have a client, co-worker, family or a friend that is shopping for the best mortgage terms. 


Bob McCormick, President

Toll Free 800-328-0144

Lending in Arizona and California

"Don't Overpay For Your Mortgage"

NMLS 175743 AZMB 0903631 CADBO 602J043  Equal Housing Lender

Monday, January 7, 2019

Self-Employed Borrowers- Qualify Without Tax Returns!


Mortgage Quest
a dba of McCormick Lending Group, Inc.

Even though our business model focuses on offering interest rates generally .25-50% lower than the competition we also offer these loan options to help our clients secure financing:

*Utilize Business Bank Statement Deposits For Income (No Tax Returns)

*Borrowers Over 62 Years Old - Utilize a Reverse Mortgage (Minimal Income Needed)

*Liquid Assets In Lieu Of Income For Qualifying (Asset Depletion Formula Used)

*No Income Verification For Rental Property Loans


Feel free to contact me or visit us at www.McCormickLendingGroup.com 

Bob McCormick, President

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Toll Free 800-328-0144
Email  McCormickLending@gmail.com
 Lending in Arizona and California

"Don't Overpay For Your Mortgage"


AZMB#0903631 / CFL #603J043 /  NMLS #175743

Toll Free: (800) 328-0144 Fax: (888) 570-6740


Equal Housing Lender   

Saturday, January 5, 2019

We Can Help Bridge the Gap From A-Paper to Hard Money

Mortgage Quest
a dba of McCormick Lending Group, Inc.


Although we offer extremely low interest rates for our clients on standard Conventional, Jumbo and FHA/VA loans (generally .25%-.50%+ lower than the competition- see how at www.McCormickLendingGroup.com) we are also able to help fill the gap in harder to place loan situations:

  • Fico Scores Down to 500 on Conventional and 560 for FHA
  • No Seasoning after Foreclosure, Short Sale or Bankruptcy (1+ day)
  • Alternative Income Verification (Bank Statements, Asset Depletion, etc)
  • Non Fannie Mae and Freddie Mac Loans (Portfolio Underwriting)
  • Bridge Loans for Buyers that need to purchase before selling current home
  • No Income Verification Loans for Self-Employed (Business Purpose Loans)
  • No Fico or Income Verification for Investment Properties

Bob McCormick, President

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 Toll Free 800-328-0144 

Lending in Arizona, California and Colorado

"Don't Overpay For Your Mortgage"

mb0903631 nmls175743 nmls179756 Cadoc603J043