Offering Our Clients Discounted Wholesale Interest Rates Since 2000

As the owner of Mortgage Quest I personally control our pricing model and have extremely low  margins and costs for our clients! We offer  extremely low margins and costs  on our Reverse Mortgages  to help preserve as much equity as possible  over the life of the loan (most reverse mortgage lenders do not offer this as they want to maximize their own profit) For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance You always keep title and own your home Access to a Line of Credit that grows over time No Origination, Title and Underwriting Fee Options Available Visit our website to learn more! Bob McCormick, President Office 800-328-0144 Email Me Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 Residential-Portfolio-Private-Reverse mb0903631 nmls175743 nmls179756  ...

  To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660

  Debt Service Coverage Ratio Loans (DSCR) For Rental and Commercial Properties  We ONLY use the rental agreement or the estimated rent analysis by the appraiser for income qualifying  No Tax Returns or W2 forms needed Fico Scores down to 660 Loan amounts up to $3,000,000 Contact me with any questions regarding pricing, guidelines or scenarios.   www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 Connect with me on LinkedIn  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

  Portfolio and Private Non-Bank Residential and  Commercial Lending Options (Owner-Occupied and Investor) Since May 2000 we have utilized our own internal funding or partnerships with private insurance, portfolio and equity capital companies for Non-Bank loans with simple underwriting guidelines ranging from  $50,000 to over $50,000,000+. Programs Offered  In-House Private Lending Portfolio Private Lending Insurance Company Lending Trust Company Lending Property and/or Business Types SFR, Condo and 1-4 Units  Retail Multifamily 8+ Units  Apartments  Industrial Mini-Storage Rental Portfolios Raw Land/Lots Office  Mixed-Use Single-Tenant Mobile Home Parks Construction Bridge Short Term Bridge  Fix and Flip  Build to Rent Feel free to contact me with any questions or scenarios Visit us at  www.McCormickLendingGroup.com Residential and Commercial Lending Bob McCormick, President   Toll Free 800-328-0144 14362 N Frank L...

First-Time Home Buyer Government Programs for 2025 Buying your first home can be challenging, especially when it comes to getting approved for a mortgage and coming up with the down payment. Thankfully, there are plenty of first-time home buyer government programs that can make things easier. Government loans for first-time home buyers There are several government loan options that are worth exploring if you need a little extra help qualifying for a mortgage: FHA loan:  580 credit score, 3.5% down HomeReady and Home Possible:  620-660 credit score, 3% down VA loan:  580-620 credit score, 0% down USDA loan:  640 credit score, 0% down FHA home loan FHA loans can help if you can’t afford a traditional 20% down payment or have a less-than-perfect credit score. You can put down as little as 3.5% at closing with an FHA loan.  These loans have more flexible underwriting standards and are insured by the Federal Housing Administration and issued by an FHA-approved lender...

Wholesale vs. Retail Mortgage Rates Explained We work with several banks and mortgage wholesalers that allows us to shop rates for our clients.  Being that we do the origination and processing for these sources we receive Wholesale Rates which are discounted from Retail Rates (rates offered from bank branches, direct mortgage lenders, current loan servicers etc.). There can be a large variance (both positive and negative) between lenders on a daily basis regarding the Wholesale Rate that they offer as they compete for market share.  Being that we have several sources to choose from for our client we always have aggressive pricing options. Once we close a loan for our client the loan is then serviced by the bank, lender or servicing company.  The majority of the time they have an internal Retail division that may re-solicit the client for future business. They will make it seem that they can "streamline the mortgage process" as they currently have the loan in their s...

NATIONWIDE BUSINESS AND COMMERCIAL LENDING MARKETPLACE WITH ONLY ONE APPLICATION Contact Us With Any Questions Equipment - Our innovative loan portal enable us to issue financing approvals in hours, and fund in less than a day. Most equipment and businesses are eligible , and you can count on the most competitive terms and a tailored equipment financing structure that works for you. $5,000 to $5 Million Custom Payment Options Competitive Pricing Up to 10-Year Terms Dealer & Private Party Sales Nationwide Financing 0% Down on Purchases Startup Terms Available Same-Day Funding Available NEW and USED Equipment Fast Capital - Our innovative direct lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. A tech-powered platform and premier customer support offers equal access to industry-leading business, equipment, and real estate funding. We offer multiple financing options for businesses including Term...