Offering Our Clients Discounted Wholesale Rates Since 2000

  Since 2000 we have been a 100% independent mortgage company using a business model which allows us to offer our clients ultra-low interest rates . By receiving Wholesale Interest Rates, and as the Sole-Owner/Loan Officer , I personally control our pricing model and our loan placements. We have cut out the extra layers of loan officer commissions, marketing fees, processing fees, advertising costs, office salaries, rent and ancillary expenses and pass these savings directly to our clients via lower margins, rates and costs . We also hed ge lenders daily , which allows us to lock and relock at lower market-based rates if there are market improvements. But, if interest rates rise after the initial lock, w e are safe and our clients are hedged. Contact me directly for any scenario or pricing questions. Bob McCormick, President Office 800-328-1044 Email McCormickLending@gmail.com www.McCormickLendingGroup.com 14362 N. Frank Lloyd Wright Blvd. #1000 Scottsdale AZ 85255 -  23...

It's Pretty Simple: Low Overhead + Low Margins = Low Rates! We average .25-.50% Lower Rates versus the competition with the same or lower fees! 25 years ago, after working for large banks and mortgage banking companies, I figured out how to operate a mortgage company using a business model which allows us to offer ultra-low interest rates for our clients. By receiving Wholesale Interest Rates, and as the sole-owner/loan officer, I personally control our pricing model which keeps our rates very low versus the competition. We have cut out the extra layers of loan officer commissions, advertising costs, office salaries, rent and ancillary expenses and pass these savings on to our clients via lower rates. We also offer Free Rate Hedging, Floatdowns and Relocks which takes away the worry on when to time the rate lock and ensuring the lowest rate at closing. CLICK HERE FOR A QUICK COMPARISON We are extremely aggressive on Jumbo, Conforming and High Balance Fannie Mae/Freddie Mac, Non-Q...

 

Low Overhead + Low Margins = Low Rates  A question that I am often asked is how I can offer a lower rate than the homeowner's current lender/servicer? As a wholesale broker and owner, I receive wholesale rates which are generally .25%-.50% lower than what a homeowner's current loan servicer will offer directly as they price rates as "retail" and not "wholesale". Their hope is that the homeowner does not question the fact the loan servicer is only handling the mortgage payments (most of the time Fannie Mae, Freddie Mac, HUD or VA owns or insured the loan) and a  brand new loan  has to be originated on any refinance.  If you have any questions or would like to make sure that you are in the best mortgage available feel free to contact me.  And, as always, your referrals are greatly appreciated!   Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Visit us at  www.McCormickLendingGroup.com

  Free Rate Heding and Market-Based Relocks! Since 2000 we have been a 100% independent mortgage company using a business model which allows us to offer our clients ultra-low interest rates. By receiving Wholesale Interest Rates, and as the Sole-Owner/Loan Officer, I personally control our pricing model. We have cut out the extra layers of loan officer commissions, processing fees, advertising costs, office salaries, rent and ancillary expenses and pass these savings directly to our clients via lower margins, rates and costs. We also hedge lenders daily, which allows us to lock and relock at lower market-based rates if there are market improvements. But, if interest rates rise after the initial lock, we are safe and our clients are hedged. Contact me directly for any scenario or pricing questions. Bob McCormick, President 800-328-0144 Toll Free McCormickLending@gmail.com www.McCormickLendingGroup.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr...

We offer Bridge Loans for borrowers who want to purchase a new property prior to selling their current property.  Great rates, flexible terms and no upfront cost or monthly payment options available!   * Purchase without a contingency *No need to liquidate savings or stock accounts *Options to defer monthly payments *Cross-Collateralization options      Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com To see how we operate differently visit us at: www.McCormickLendingGroup.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

We utilize our same low cost pricing model for these loans as well: "Non-QM" Portfolio Underwriting Options  12 or 24 month bank statement income options Asset Depletion for Income Bank Statement Balance = Loan Amount  Alternative Income (1099 only, employment verification form, ITIN) Debt Service Coverage Ratio (DSCR) Use Lease Agreement for Qualifying P&L Only Foreign National  Credit score as low as 620 Loans up to $4,000,000 Contact me with any questions Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Home Equity Line of Credit Fixed Rate Home Equity Loans Reverse Mortgage Second Loans Shared Appreciation Loans Utilize home equity without refinancing your first mortgage for high interest rate debt consolidation, home improvement, college tuition, etc . Up to 89.99% on owner occupied homes 85% CLTV on investment properties & second homes Adjustable rate HELOCs, fixed rate Home Equity Loans, Reverse Mortgage Second Loans, Shared Appreciation Loans (No monthly payments) Piggyback purchases & refis, standalone 2nds, and 1st lien HELOCs Maximum Line/Loan Amount is $500,000 If you have any questions regarding these or any other mortgage option please let me know. Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J0...

  As an independent mortgage company we provide Non-Bank loan options for both Residential and Commercial Properties.   Loan Amounts $100,000 - $50,000,000 Programs Offered   Direct Asset-Based Private Lending  Cross-Collateralization Loans Bridge Loans Construction Line of Credit DSCR Loans  Asset-Based Portfolio Blanket Loans Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com www.McCormickLendingGroup.com     14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

  Breakdowns of a Few Recently Funded Private and Portfolio Loans $2,288,000 first mortgage second home purchase 80% Ltv 30 year fixed.  Qualified with only bank account balance utilizing asset depletion calculations. $3,000,000 first mortgage purchase   cross-collateralization  loan 30 year fixed. Single Family. 100% financing. Total packaged Ltv 54%. $525,000 second mortgage refinance   bridge loan . 12 month interest only. Single Family. Cltv 33%. In-House Private Loan. $848,000 first mortgage   purchase   cross-collateralization  loan 30 year fixed. Single Family. 100% financing. Total packaged Ltv 63%. $305,000 second mortgage construction bridge loan with cross-collateralization . 12 month interest only. Total packaged Ltv 78%. In-House Private Loan . If you have any questions please contact me today. Visit us at www.McCormickLendingGroup.com Bob McCormick, President Office 800 328-0144 Email McCormick...

In-House Direct Private Lending Options  (Residential and Commercial Properties)   Underwritten based on Equity, Lease Agreement(s) and/or Value-Add Only! Loan Amounts $100,000-$5,000,000 1-30 Year Terms Interest Only Options SFR, Condo, Multi-Family, Medical, Industrial, Self-Storage, Mobile Home Parks, Construction, BTR, Line of Credit Contact me with any questions or scenarios Visit us at www.McCormickLendingGroup.com Bob McCormick, President Office 800 328-0144 Email McCormickLending@gmail.com 14362 N. Frank Lloyd Wright Blvd. #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 "Don't Overpay For Your Mortgage" nmls 175743 azmb 0903631 cacfl 603J043 Equal Housing Lender

Nationwide Commercial and SBA Business Lending Available! For the past 25 years we have utilized our own internal funding or well established partnerships with domestic banks, credit unions, GSE's (Fannie Mae, Freddie Mac), HUD, CMBS, SBA, midsize to large insurance companies, wholesale conduit lenders, portfolio, private and equity capital companies for loans ranging from $50,000 to over $75,000,000+. We also utilize  a tech-enabled online Nationwide Marketplace of over 500+ lenders which enables us to quickly source the best terms immediately with only ONE application for both commercial and SBA business loans! Programs Offered Conventional and Non-Bank Commercial Fannie Mae, Freddie Mac and HUD  CMBS and Trust Lending  Bridge   and Construction  Portfolio and In-House Private Lending Insurance Company  SBA 7a and 504 Lending  (Plus Working Capital and Equipment Financing) Property Types   Industrial, Multi-Family and Retail Self-Storage and Mob...

Besides being  extremely aggressive  on our Conforming and High Balance Fannie Mae/Freddie Mac, USDA, FHA and VA saleable loans using our  Wholesale Rates , we also offer In-House Private and Portfolio Underwriting for unique "outside of the box" loan situations. In-House Direct Private Lending (Equity Based and Case-by-case) No Doc if Bank Balance = Loan Amount   No Seasoning on IRA Distributions for Income Asset Depletion Calculation for Income Bank Statement Deposits for Income Cross Collateralization and Bridge Loans  Feel free to contact me with any questions   Visit us at  www.McCormickLendingGroup. com Toll Free 800-328-0144 Bob McCormick, President 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal H ousing Lender

As the owner of Mortgage Quest I personally control our pricing model and have extremely low  margins and costs for our clients! We offer  extremely low margins and costs  on our Reverse Mortgages  to help preserve as much equity as possible  over the life of the loan (most reverse mortgage lenders do not offer this as they want to maximize their own profit) For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance You always keep title and own your home Access to a Line of Credit that grows over time No Origination, Title and Underwriting Fee Options Available Visit our website to learn more! Bob McCormick, President Office 800-328-0144 Email Me Lending in Arizona and California  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 Residential-Portfolio-Private-Reverse mb0903631 nmls175743 nmls179756  ...