Residential and Commercial Lending

Besides being  extremely aggressive  on our Conforming and High Balance Fannie Mae/Freddie Mac, USDA, FHA and VA saleable loans using our  Wholesale Rates , we also offer In-House Private and Portfolio Underwriting for unique "outside of the box" loan situations. In-House Direct Private Lending (Equity Based) No Doc if Bank Balance = Loan Amount   No Seasoning on IRA Distributions for Income Asset Depletion Calculation for Income Bank Statement Deposits for Income Cross Collateralization and Bridge Loans  Feel free to contact me with any questions   Visit us at  www.McCormickLendingGroup. com Toll Free 800-328-0144 Bob McCormick, President 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal H ousing Lender

Home Equity Line of Credit Fixed Rate Home Equity Loans Reverse Mortgage Second Loans Shared Appreciation Loans Utilize home equity without refinancing your first mortgage for high interest rate debt consolidation, home improvement, college tuition, etc . Up to 89.99% on owner occupied homes 85% CLTV on investment properties & second homes Adjustable rate HELOCs, fixed rate Home Equity Loans, Reverse Mortgage Second Loans, Shared Appreciation Loans (No monthly payments) Piggyback purchases & refis, standalone 2nds, and 1st lien HELOCs Maximum Line/Loan Amount is $500,000 If you have any questions regarding these or any other mortgage option please let me know. Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Residential-Commercial-Business Lending 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb09036...

We offer Bridge Loans for borrowers who want to purchase a new property prior to selling their current property.  Great rates, flexible terms and no upfront cost or monthly payment options available!   * Purchase without a contingency *No need to liquidate savings or stock accounts *Options to defer monthly payments *Cross-Collateralization options  To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

2025 Fannie Mae and Freddie Mac Conforming Loan Limits are Now Available! $806,500! 3% Minimum Down Payment For Owner Occupied Owner Occupied, Second Home and Investment 620 Minimum Fico Score Contact Us With Any Questions  www.McCormickLendingGroup.com   Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 "Don't Overpay For Your Mortgage!" mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

  To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660

As the owner of Mortgage Quest I personally control out pricing model.  This allows us to offer extremeiy low margins and costs on our Reverse Mortgages helping preserve as much equity as possible over the life of the loan. Equity disbursement is Tax Free With the Fixed rate option the rate never changes and does not have the 2% financed FHA Mortgage Insurance Use equity for Tax Free Liquidity versus liquidating asset accounts  For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance Borrowers always keep title to their home No Prepayment Penalty To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Commercial - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660   ...

  A mortgage buydown, also known as a mortgage rate buydown, involves paying an upfront fee in exchange for a lower mortgage interest rate. The rate reduction can either be temporary or permanent, depending on the buydown type.   There are several types of buydowns. Here’s an overview of some of the most common mortgage buydown options. →   2-1 buydown . A 2-1 buydown agreement provides a lower interest rate for the first two years of your  mortgage. Typically, your rate is reduced by 2 percentage points in the first year and 1 percentage point in the second year, which is how this type of buydown gets its name. You’ll pay the full interest rate starting in the third year and for the rest of the loan term. →   3-2-1 buydown . With a 3-2-1 rate buydown, you receive a lower interest rate for the first three years of your home loan. Your rate is reduced by 3 percentage points in year one, 2 percentage points in year two and 1 percentage point in year three. F...

According to recent reports, while exact figures vary, a significant portion of commercial real estate loans are currently being denied by banks, with some estimates indicating that  around half  of loan applications are being rejected due to tightening lending standards and concerns over market volatility, particularly in the office sector;  this is largely driven by rising interest rates and potential property value declines. We offer: Portfolio Investor and Commercial Lending (Low Documentation) Qualifying based solely on Lease Agreements and/or Rent Schedule No Business or Personal Tax Returns or P&L Statements Loan Amounts up to $5,000,000 30 Year Fixed Rate with Interest Only Option and No Balloon Non- Recourse Property Types SFR, Condo and 2-4 Units Bridge Acquisition and Construction Rental Portfolio Office, Retail, Warehouse Multifamily, Mixed Use Self Storage, Automotive * Options Available up to $45,000,000 Feel free to contact me with any questio...

  Nationwide Private  Lending Options Since May 2000 we have utilized our own internal funding or partnerships with midsize to large insurance companies, wholesale conduit lenders, portfolio, private and equity capital companies for private money loans ranging from $50,000 to over $75,000,000. We have the resources and specialized relationships available to accommodate most every commercial and investor loan situation with our streamlined process.  Programs Offered In-House Private Lending Portfolio Lending   Life Insurance Company Lending Trust Company Lending Construction/Rehab  Bridge Loans and  Cross-Collateralization   Property and/or Business Types SFR, Condo and 1-4 Units  Retail Multifamily 8+ Units  Apartments  Industrial Mini-Storage Rental Portfolios Raw Land/Lots Office  Mixed-Use Single-Tenant Mobile Home Parks Construction Bridge  Build To Rent Communities Feel free to contact me with any questions or scenari...

    Eligible clients only need to put 1% down, and the other 2% is covered, providing all the benefits of a 3% down payment!   Affordability is top of mind for most home buyers. this new, exclusive and affordable purchase product that requires less upfront savings for your eligible clients, helping them get on the fast track to homeownership. Since clients don’t pay the mortgage insurance, they can also significantly decrease their monthly payment over the life of the loan. Client Qualifications Must make less than or equal to 80% of the area median income for the subject property Minimum FICO ®  Score of 620 Minimum down payment of 1% required Minimum LTV/CLTV/HCLTV of 95.01%; maximum LTV/CLTV/HCLTV of 105% (with an eligible Community Second) Maximum loan amount of $350,000 No PMI option Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright...

One Time Close New Construction or Major Remodel Loan- Don't Pay For Closing Costs Twice! *Owner Occupied or Second Home *Loan Amounts to $3,000,000 *Loan to Value to 80% (85% on exception) *30 or 15 year fixed rate (Rate is locked upfront and WILL NOT change as it is also the Permanent Loan as well ) Contact me with any questions or scenarios  Bob McCormick, President Toll Free 800-328-0144   www.McCormickLendingGroup.com Lending in Arizona and California  Residential-Portfolio-Private-Reverse 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043

We purchase Seller Carryback Secured Notes and Deeds of  Trust!     Helping our clients with their liquidity needs! Performing and Non-Performing 1st and 2nd Notes/Deeds of Trust Secured by Real Estate  (Residential and Commercial)  Real estate loan buyouts - offering a quick closing at a fair market price Single Family Condominium Townhome 1-4 Units Apartments Office Warehouse Mixed-Use Industrial Lots/Land Construction Buyout Reasons to sell your note: New Investment Opportunities College Tuition Pay Off Debt Divorce Settlement Estate Settlement Prefer Cash Liquidity Contact us with any questions at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Ground Up Construction Loan on new construction of a single property SFR (1-4 units), condo, townhome Up to 85% of cost 12 to 24 month term, (via extensions) $250k – $2.5M+   Build To Rent Loan on new construction of multiple rental properties SFR or townhome communities Up to 75% of cost on construction (65% LTV stabilized) 18 to 30 month term (via extensions) $3M – $30M+ Multifamily Bridge Short-term loan on a transitional multifamily project Multifamily, condos, mixed use with majority residential Up to 75% of cost, 65% of value Up to 30 month term (via extensions) $3M – $15M+ Multifamily Term Long-term loan on a stabilized multifamily property Multifamily, condos, mixed use Up to 75% of value 3, 5, 7, or 10 year term $500k – $50M+ 30-Year DSCR Fixed rate loan on a rental property based on DSCR (1.0x) SFR (1-4 unit), condo, townhome Up to 80% of value 30 year term $75k – $2M+ Rental Portfolio Fixed rate loan on a portfolio of 5+ rental properties or units SFR, condo, townhome, m...