Residential and Commercial Lending

Direct Bridge Lending  (Residential and Commercial) Rates 7.99%-12.5% Points 1 to 3 Owner-Occupied (ATR) and Investment  Term 6-36 months Up to 75% LTV  No prepayment penalty options Cross Collateralization Available  First and Second Lien Positions Non-Recourse Loan amounts up to $75,000,000 Residential and Commercial Properties   Office  Retail Hospitality Multi-Family Industrial Storage Single Family Condominiums Townhomes Construction Bridge  Feel free to contact me or visit us at   www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Residential-Commercial-Private 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CA CFL #603J043 / NMLS# 175743 179756

Cross Collateral Loan Program With A+ Rates This program allows our clients to use the equity in their current home to purchase or construct a new home by obtaining ONE loan against the new property and the existing property combined.   When the existing property is sold and the principal balance is reduced the exisiting property is released and the loan is re-amortized over the remaining term; No refinancing is needed! ONE loan, which is secured by the new property and current residence May be able to borrower up to 100% of the new home and closing costs Provides ability to make a non-contingent offer Feel free to contact me or visit us at  www.McCormickLendingGroup.com   Bob McCormick, President Toll Free 800-328-0144 Email- McCormickLending@gmail.com   14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CFL #603J043 /  NMLS #175743 Toll Free: (800)...

    Eligible clients only need to put 1% down, and the other 2% is covered, providing all the benefits of a 3% down payment!   Affordability is top of mind for most home buyers. this new, exclusive and affordable purchase product that requires less upfront savings for your eligible clients, helping them get on the fast track to homeownership. Since clients don’t pay the mortgage insurance, they can also significantly decrease their monthly payment over the life of the loan. Client Qualifications Must make less than or equal to 80% of the area median income for the subject property Minimum FICO ®  Score of 620 Minimum down payment of 1% required Minimum LTV/CLTV/HCLTV of 95.01%; maximum LTV/CLTV/HCLTV of 105% (with an eligible Community Second) Maximum loan amount of $350,000 No PMI option Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright...

Low Overhead + Low Margins = Low Rates! For the past 25 years, as an Independent Mortgage Company, we have operated without overlays on our loan programs and offer a full array of Residential and Commercial loan options. As the sole-owner and loan officer I personally control the pricing model that we offer our clients.   Our system cuts out the main expenses and overhead which is otherwise necessary for a mortgage company or bank to incur. Thus, we are able to pass these savings on to our clients with lower rates and fees than our competition. Plus, being independent we offer a free unlimited interest rate floatdown policy that allows our clients to obtain the best possible rate. Conventional, Government and Jumbo Loan Programs Non -QM Portfolio Loan Programs (Residential and Commercial) In-House Direct Private Lending (Owner Occupied and Investor) Reverse Mortgages (55+ years old) Second Mortgages (Heloc, Fixed Rate and Reverse) Seller Carryback/Loan Note Buyouts for Liq...

  Even though standard mortgages (Fannie Mae/Freddie Mac, Jumbo, FHA, VA and USDA) are our forte' as an independent company we also offer Speciality Loan Programs including: In-House Direct Capital Lending  (Residential and Commercial) up to $2,500,000+ We offer Buyouts of Loan Notes  (Performing and Non-Performing) up to $1,000,000 Equity Sharing Agreements - Cash Out (No Qualification and No Payments) Commercial Loan Advisory, Restructuring and Debt Negotiation Services Trust Company Lending  (Residential and Commercial) Rental, Fix and Flip, Rental Portfolio and Construction) Loan amounts up to $75,000,000+ Business Lending (Working Capitial, Acquisition, Credit Lines, Equipment Financing and Fast Cash) To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 N...

Construction / Build To Rent / Multi-Family / Rental Portfolio Financing  Ground Up Construction Loan on new construction of a single property SFR (1-4 units), condo, townhome Up to 85% of cost 12 to 24 month term, (via extensions) $250k – $2.5M+   Build To Rent Loan on new construction of multiple rental properties SFR or townhome communities Up to 75% of cost on construction (65% LTV stabilized) 18 to 30 month term (via extensions) $3M – $30M+ Multifamily Bridge Short-term loan on a transitional multifamily project Multifamily, condos, mixed use with majority residential Up to 75% of cost, 65% of value Up to 30 month term (via extensions) $3M – $15M+ Multifamily Term Long-term loan on a stabilized multifamily property Multifamily, condos, mixed use Up to 75% of value 3, 5, 7, or 10 year term $500k – $50M+ 30-Year DSCR Fixed rate loan on a rental property based on DSCR (1.0x) SFR (1-4 unit), condo, townhome Up to 80% of value 30 year term $75k – $2M+ Rental Portfolio Fixed ra...