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Breakdowns of Recently Closed Portfolio and Private Loans

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Here are a Few Breakdowns of Recently Funded Private and Portfolio Loans $3,000,000 first mortgage purchase cross-collateralization loan 30 year fixed.  Single Family.  100% financing.  Total packaged Ltv 54%. $256,000 first mortgage refinance bridge loan .  12 month term interest only. Single Family.  Ltv 11%.   $525,000 second mortgage refinance bridge loan .  12 month interest only.  Single Family.  Cltv 33%. $848,000 first mortgage purchase cross-collateralization loan 30 year fixed.  Single Family.  100% financing. Total packaged Ltv 63%.   Contact Us With Any Questions www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender  

Direct Private and Portfolio Underwriting (Low Rates and Fees!)

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Besides being  extremely aggressive  on our Conforming and High Balance Fannie Mae/Freddie Mac, USDA, FHA and VA saleable loans using our  Wholesale Rates , we also offer In-House Private and Portfolio Underwriting for unique "outside of the box" loan situations. In-House Direct Private Lending (Equity Based) No Doc if Bank Balance = Loan Amount   No Seasoning on IRA Distributions for Income Asset Depletion Calculation for Income Bank Statement Deposits for Income Cross Collateralization and Bridge Loans  Feel free to contact me with any questions   Visit us at  www.McCormickLendingGroup. com Toll Free 800-328-0144 Bob McCormick, President 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal H ousing Lender

Second Mortgage Loans (Heloc, Heloan, Reverse Mortgage Second Loans Available)!

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Home Equity Line of Credit Fixed Rate Home Equity Loans Reverse Mortgage Second Loans Shared Appreciation Loans Utilize home equity without refinancing your first mortgage for high interest rate debt consolidation, home improvement, college tuition, etc . Up to 89.99% on owner occupied homes 85% CLTV on investment properties & second homes Adjustable rate HELOCs, fixed rate Home Equity Loans, Reverse Mortgage Second Loans, Shared Appreciation Loans (No monthly payments) Piggyback purchases & refis, standalone 2nds, and 1st lien HELOCs Maximum Line/Loan Amount is $500,000 If you have any questions regarding these or any other mortgage option please let me know. Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Residential-Commercial-Business Lending 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb09036...

In-House Direct Bridge Loans Available (purchase before selling and remove contingency)

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We offer Bridge Loans for borrowers who want to purchase a new property prior to selling their current property.  Great rates, flexible terms and no upfront cost or monthly payment options available!   * Purchase without a contingency *No need to liquidate savings or stock accounts *Options to defer monthly payments *Cross-Collateralization options  To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

2025 Fannie Mae and Freddie Mac Conforming Loan Limits are Now Available!

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2025 Fannie Mae and Freddie Mac Conforming Loan Limits are Now Available! $806,500! 3% Minimum Down Payment For Owner Occupied Owner Occupied, Second Home and Investment 620 Minimum Fico Score Contact Us With Any Questions  www.McCormickLendingGroup.com   Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 "Don't Overpay For Your Mortgage!" mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

VA Loans - No Downpayment and No PMI Required

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  To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Portfolio - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660

Reverse Mortgage Options (Low Costs and Margins) preserving equity

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As the owner of Mortgage Quest I personally control out pricing model.  This allows us to offer extremeiy low margins and costs on our Reverse Mortgages helping preserve as much equity as possible over the life of the loan. Equity disbursement is Tax Free With the Fixed rate option the rate never changes and does not have the 2% financed FHA Mortgage Insurance Use equity for Tax Free Liquidity versus liquidating asset accounts  For borrowers over 55+ years old looking to purchase or refinance Only have to qualify to prove ability to pay annual property taxes and insurance Borrowers always keep title to their home No Prepayment Penalty To see how we operate differently visit us at: www.McCormickLendingGroup.com     Bob McCormick, President Call Toll Free 800 328-0144 Email- McCormickLending@gmail.com Residential - Commercial - Private - Reverse 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660   ...

What Is a Mortgage Buydown and How Does It Work?

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  A mortgage buydown, also known as a mortgage rate buydown, involves paying an upfront fee in exchange for a lower mortgage interest rate. The rate reduction can either be temporary or permanent, depending on the buydown type.   There are several types of buydowns. Here’s an overview of some of the most common mortgage buydown options. →   2-1 buydown . A 2-1 buydown agreement provides a lower interest rate for the first two years of your  mortgage. Typically, your rate is reduced by 2 percentage points in the first year and 1 percentage point in the second year, which is how this type of buydown gets its name. You’ll pay the full interest rate starting in the third year and for the rest of the loan term. →   3-2-1 buydown . With a 3-2-1 rate buydown, you receive a lower interest rate for the first three years of your home loan. Your rate is reduced by 3 percentage points in year one, 2 percentage points in year two and 1 percentage point in year three. F...

Bank Turndown "Low Doc" Investor and Commercial Lending

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According to recent reports, while exact figures vary, a significant portion of commercial real estate loans are currently being denied by banks, with some estimates indicating that  around half  of loan applications are being rejected due to tightening lending standards and concerns over market volatility, particularly in the office sector;  this is largely driven by rising interest rates and potential property value declines. We offer: Portfolio Investor and Commercial Lending (Low Documentation) Qualifying based solely on Lease Agreements and/or Rent Schedule No Business or Personal Tax Returns or P&L Statements Loan Amounts up to $5,000,000 30 Year Fixed Rate with Interest Only Option and No Balloon Non- Recourse Property Types SFR, Condo and 2-4 Units Bridge Acquisition and Construction Rental Portfolio Office, Retail, Warehouse Multifamily, Mixed Use Self Storage, Automotive * Options Available up to $45,000,000 Feel free to contact me with any questio...

Nationwide Business and Commercial Lending Marketplace Available

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NATIONWIDE BUSINESS AND COMMERCIAL LENDING MARKETPLACE WITH ONLY ONE APPLICATION Contact Us With Any Questions Equipment - Our innovative loan portal enable us to issue financing approvals in hours, and fund in less than a day. Most equipment and businesses are eligible , and you can count on the most competitive terms and a tailored equipment financing structure that works for you. $5,000 to $5 Million Custom Payment Options Competitive Pricing Up to 10-Year Terms Dealer & Private Party Sales Nationwide Financing 0% Down on Purchases Startup Terms Available Same-Day Funding Available NEW and USED Equipment Fast Capital - Our innovative direct lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. A tech-powered platform and premier customer support offers equal access to industry-leading business, equipment, and real estate funding. We offer multiple financing options for businesses including Term...