Don't Overpay For Your Mortgage! Utilize Our Wholesale Rates!

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We are a full service mortgage company specializing in Residential-Commercial-Portfolio-Private-Residential Lending

Almost 25 years ago, after working for large banks and mortgage banking companies, I figured out how to operate an independent mortgage company using a business model which allows us to offer ultra-low interest rates for our clients.

We utilize extremely low operating costs and margins. Also, by receiving Wholesale Interest Rates and, as the sole-owner/loan officer, I personally control our pricing model, which keeps our rates very low versus the competition as we have cut out most layers of expenses (high office expenses, processing fees and extra loan officer commissions).

We then pass these savings on to our clients via lower rates and costs.

Having closed thousands of loans during my career I have handled most every loan situation imaginable which enables me to secure the best mortgage for my clients.


Loan Programs Offered

  • Residential Conventional, Government and Jumbo Loan Programs (Fannie Mae/Freddie Mac, FHA, VA, USDA, Portfolio and Private)

  • Non-QM Portfolio Loan Programs - No Tax Returns Needed (only use bank statement deposits, lease agreement, appraiser estimate of rent dscr or bank balance for qualifying) 

  • In-House Direct Private Lending (Equity-Based)

  • Reverse Mortgages (55+ years old) 

  • Second Mortgages (Heloc, Fixed Rate and Reverse) 
  • Bridge and Cross- Collateralization Loans (Purchase or Refinance - Purchase without a contingency)
Loan amounts range from
$50,000 - $4,000,000 (Residential)


  • Commercial Real Estate Loan Programs Available (SBA, Conventional, Non-Bank, Insurance Company, HUD, Fannie Mae/Freddie Mac, Portfolio, Private, CMBS and Trust Lending)

Loan amounts range from
$100,000 - $75,000,000 (Commercial)


Contact me with any questions regarding pricing, guidelines or scenarios.  

  
Bob McCormick, President
Call Toll Free 800 328-0144
Email- McCormickLending@gmail.com


14362 N Frank Lloyd Wright Blvd 1000
Scottsdale, AZ 85260

23 Corporate Plaza Dr. #150
Newport Beach, CA 92660


 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

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