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Free Rate Hedging and Market-Based Relocks!

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  Free Rate Heding and Market-Based Relocks! Since 2000 we have been a 100% independent mortgage company using a business model which allows us to offer our clients ultra-low interest rates. By receiving Wholesale Interest Rates, and as the Sole-Owner/Loan Officer, I personally control our pricing model. We have cut out the extra layers of loan officer commissions, processing fees, advertising costs, office salaries, rent and ancillary expenses and pass these savings directly to our clients via lower margins, rates and costs. We also hedge lenders daily, which allows us to lock and relock at lower market-based rates if there are market improvements. But, if interest rates rise after the initial lock, we are safe and our clients are hedged. Contact me directly for any scenario or pricing questions. Bob McCormick, President 800-328-0144 Toll Free McCormickLending@gmail.com www.McCormickLendingGroup.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr...

Portfolio (Non-QM) Qualifying

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  Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com To see how we operate differently visit us at: www.McCormickLendingGroup.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Portfolio Underwriting Qualifying (Outside of the Box)

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We utilize our same low cost pricing model for these loans as well: "Non-QM" Portfolio Underwriting Options  12 or 24 month bank statement income options Asset Depletion for Income Bank Statement Balance = Loan Amount  Alternative Income (1099 only, employment verification form, ITIN) Debt Service Coverage Ratio (DSCR) Use Lease Agreement for Qualifying P&L Only Foreign National  Credit score as low as 620 Loans up to $4,000,000 Contact me with any questions Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

Second Mortgage Loans (Heloc, Heloan, Reverse Mortgage Second Loans Available)!

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Home Equity Line of Credit Fixed Rate Home Equity Loans Reverse Mortgage Second Loans Shared Appreciation Loans Utilize home equity without refinancing your first mortgage for high interest rate debt consolidation, home improvement, college tuition, etc . Up to 89.99% on owner occupied homes 85% CLTV on investment properties & second homes Adjustable rate HELOCs, fixed rate Home Equity Loans, Reverse Mortgage Second Loans, Shared Appreciation Loans (No monthly payments) Piggyback purchases & refis, standalone 2nds, and 1st lien HELOCs Maximum Line/Loan Amount is $500,000 If you have any questions regarding these or any other mortgage option please let me know. Visit us at  www.McCormickLendingGroup.com Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com 14362 N Frank Lloyd Wright Blvd #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J0...

Basic FHA Loan Requirements

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Private, Portfolio and Trust Lending (Non-Bank Guidelines) for Residential and Commercial Properties

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  As an independent mortgage company we provide Non-Bank loan options for both Residential and Commercial Properties.   Loan Amounts $100,000 - $50,000,000 Programs Offered   Direct Asset-Based Private Lending  Cross-Collateralization Loans Bridge Loans Construction Line of Credit DSCR Loans  Asset-Based Portfolio Blanket Loans Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com www.McCormickLendingGroup.com     14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

In-House Direct Private Lending Options (Residential and Commercial Properties)

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In-House Direct Private Lending Options  (Residential and Commercial Properties)   Underwritten based on Equity, Lease Agreement(s) and/or Value-Add Only! Loan Amounts $100,000-$5,000,000 1-30 Year Terms Interest Only Options SFR, Condo, Multi-Family, Medical, Industrial, Self-Storage, Mobile Home Parks, Construction, BTR, Line of Credit Contact me with any questions or scenarios Visit us at www.McCormickLendingGroup.com Bob McCormick, President Office 800 328-0144 Email McCormickLending@gmail.com 14362 N. Frank Lloyd Wright Blvd. #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 "Don't Overpay For Your Mortgage" nmls 175743 azmb 0903631 cacfl 603J043 Equal Housing Lender