Offering Our Clients Discounted Wholesale Rates Since 2000 (Residential-Commercial-SBA-Private)

We offer Bridge Loans for borrowers who want to purchase a new property prior to selling their current property.  Great rates, flexible terms and no upfront cost or monthly payment options available!   * Purchase without a contingency *No need to liquidate savings or stock accounts *Options to defer monthly payments *Cross-Collateralization options      Contact me directly with any questions Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com To see how we operate differently visit us at: www.McCormickLendingGroup.com  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

  Contact me with any questions  Bob McCormick, President Toll Free 800-328-0144 Email McCormickLending@gmail.com  14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 AZMB#0903631 / CA CFL #603J043 / NMLS# 175743 179756

We purchase Loan Notes helping clients whom prefer to liquidate. Performing and Non-Performing 1st and 2nd Notes/Deeds of Trust Secured by Real Estate   Land Contracts (Seller/Owner Carryback Financing) Real estate loan buyouts  (partial and whole) - offering a quick closing at a fair market price.  Single Family Condominium Townhome Manufactured Home 1-8 Units Small Apartments Construction Loan Buyout Single Family Portfolio  Lots/Land Commercial Properties  Reasons to sell your loan: New Investment Opportunities  College Tuition  Pay Off Debt Divorce Settlement Estate Settlement  Prefer Cash Liquidity If you have any questions please contact me today. Visit us at www.McCormickLendingGroup.com Bob McCormick, President Office 800 328-0144 Email McCormickLending@gmail.com 14362 N. Frank Lloyd Wright Blvd. #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 nmls 175743 azmb 0903631 cacfl 603J043 Equal Housing Lender

  Bob McCormick, President Toll Free 800 328-0144 Email- McCormickLending@gmail.com To see how we operate differently visit us at: www.McCormickLendingGroup.com 14362 N Frank Lloyd Wright Blvd 1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660  mb0903631 nmls175743 nmls179756 Cadoc603J043 Equal Housing Lender

First-Time Home Buyer Government Programs for 2026 Buying your first home can be challenging, especially when it comes to getting approved for a mortgage and coming up with the down payment. Thankfully, there are plenty of first-time home buyer government programs that can make things easier. Government loans for first-time home buyers There are several government loan options that are worth exploring if you need a little extra help qualifying for a mortgage: FHA loan:  580 credit score, 3.5% down HomeReady and Home Possible:  620-660 credit score, 3% down VA loan:  580-620 credit score, 0% down USDA loan:  640 credit score, 0% down FHA home loan FHA loans can help if you can’t afford a traditional 20% down payment or have a less-than-perfect credit score. You can put down as little as 3.5% at closing with an FHA loan.  These loans have more flexible underwriting standards and are insured by the Federal Housing Administration and issued by an FHA-approved lender...

Low Overhead + Low Margins = Low Rates  A question that I am often asked is how I can offer a lower rate than the homeowner's current lender/servicer? As a wholesale broker and owner, I receive wholesale rates which are generally .25%-.50% lower than what a homeowner's current loan servicer will offer directly as they price rates as "retail" and not "wholesale". Their hope is that the homeowner does not question the fact the loan servicer is only handling the mortgage payments (most of the time Fannie Mae, Freddie Mac, HUD or VA owns or insured the loan) and a  brand new loan  has to be originated on any refinance.  If you have any questions or would like to make sure that you are in the best mortgage available feel free to contact me.  And, as always, your referrals are greatly appreciated!   Bob McCormick, President   Toll Free 800-328-0144   Email-  McCormickLending@gmail.com Visit us at  www.McCormickLendingGroup.com

Updates To Our Super Jumbo Loan Option If you have any questions please contact me today. Visit us at www.McCormickLendingGroup.com Bob McCormick, President Office 800 328-0144 Email McCormickLending@gmail.com 14362 N. Frank Lloyd Wright Blvd. #1000 Scottsdale, AZ 85260 23 Corporate Plaza Dr. #150 Newport Beach, CA 92660 "Don't Overpay For Your Mortgage" nmls 175743 azmb 0903631 cacfl 603J043 Equal Housing Lender